Debtors Win Against Creditor Harassment

Though bankruptcy is often thought of as a negative, it is better thought of as an opportunity to stop creditor harassment.  An opportunity provided by the law because of a belief that sometimes debt can reach a point where it is nearly debilitating and that individuals and businesses can benefit from a fresh start. Perhaps […]

Florida’s Bankruptcy Wildcard Exemption

Most bankruptcy laws are federal and thus, bankruptcy proceedings are relatively uniform throughout the country.  However, one area where states vary is bankruptcy exemptions, property that is excluded or put differently, safe from forced sale during bankruptcy.  Florida’s exemptions include an exemption for “homestead” properties, which was discussed in earlier bankruptcy blogs. Those who do […]

New Case Polarizes Foreclosure Statute of Limitations in Florida

Foreclosure Statute of Limitations in Florida NEW CASE PRESENTS HOPE FOR HOMEOWNERS FACING SECOND FORECLOSURE ACTION In an earlier bankruptcy and foreclosure blog, we discussed a case, US Bank v. Bartram,  that was troubling for homeowners.  The case, which was decided by Florida’s Fifth District Court of Appeal, allowed a lender’s second foreclosure action against the […]