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Reasons Real Estate Agents Suggest Remodeling

  Deciding to sell a house is never something that happens overnight. Changes in employment, financial circumstances, or family needs may all contribute to your desire to purchase a new home after selling your current one. Unfortunately, the news that you may need to make some changes to your beloved home may make the prospect of selling less appealing even after you have made up your mind. If you have been asked to update or remodel your home, it is important to know the reasons real esta[...]

How can Chapter 13 Help You?

  For decades, the stigma of bankruptcy has existed throughout the United States. A person who filed bankruptcy was considered to be lazy, greedy, or poor at managing money. In reality, filing for bankruptcy is something that is often a result of unforeseen and unavoidable circumstances such as divorce, serious health issues, or even the loss of a loved one. If you are a person drowning in debt and not sure where to turn, take time to learn how chapter 13 can help you. End Tax Refund Interc[...]

Signs it is Time to Replace Your Bankruptcy Attorney

No matter how carefully you planned for the future and how hard you work, there are times when a personal or professional bankruptcy is inevitable. When you can no longer afford to make on-time payments and other forms of debt relief such as negotiating with creditors fail, then bankruptcy may become your only reasonable option. There are many attorneys who offer affordable professional bankruptcy services, but unfortunately not all of them are as professional as they claim. If you have hired a [...]

Why Sellers Ignore Their Realtors’ Advice           

The real estate market has always fluctuated, with various issues impacting how economists view the strength of the real estate industry as a whole. In a recent study, several housing markets, including the Tampa-St. Petersburg market, were considered overvalued, meaning the prices were not sustainable long-term. This news has started to alarm both buyers and sellers, encouraging some to hurry forward with their real estate transactions. Buyers worry that they will have a harder time qualifying [...]

How Filing Bankruptcy Affects Florida Renters

According to the Florida Times-Union, Jacksonville, Florida has been a “hot market for renters” for a few years now. While the renter’s market might be booming, anyone who is dealing with bankruptcy may be wondering how filing bankruptcy will affect him or her as a renter. While an experienced Jacksonville bankruptcy attorney can help you understand everything you need to know about filing bankruptcy and how it will affect every aspect of your life, here is what you need to know about fili[...]

Tips for Purchasing a Short Sale Property

Purchasing a short sale listing gives buyers a unique opportunity to acquire an attractive home at a discounted rate. Unlike a foreclosure, most short sales have been occupied either right up to the sale or have only been unoccupied for a very short period of time. This reduces the chances of a buyer having to spend a great deal of money rehabbing a property and cutting into their potential profits. If you and your real estate clients are looking at short sale properties, here are a few tips tha[...]

What to Expect at Your Bankruptcy 341 Meeting

One of the most potentially unnerving parts of filing for bankruptcy is the requirement to attend certain hearings in person. In addition to going before a judge to have your case confirmed, you must also attend a meeting of creditors with your trustee. This meeting is one of the most crucial parts of your bankruptcy case since the actions of the trustee and your creditors could potentially derail your filing. Knowing what to expect at your bankruptcy 341 meeting will help to reduce some of your[...]

Pre-Closing Checklist for Sellers

Over the past few years the Florida real estate market has fluctuated wildly, creating apprehension for both buyers and sellers. In 2017, the market experienced a strong rebound, making it possible for sellers to benefit from rising property values. Sellers who want to benefit from the pricing increase and slight inventory decrease are eager to list their properties, expecting a quick sale. Unfortunately, even in a seller-friendly market it is possible for a small oversight to sour or completely[...]

What to do if Your Chapter 13 Bankruptcy Case is Dismissed

After filing for Chapter 13 bankruptcy debtors are required to make monthly payments to a bankruptcy court trustee. These payments are distributed to various creditors, including a debtor’s attorney and the trustee him or herself. At the end of the bankruptcy, the petitioner will receive a discharge that prevents creditors from pursuing him or her for additional payments and allows the petitioner to have a fresh start with his or her credit. However, failure to meet certain terms may result in[...]

What Not to do After Qualifying for a Mortgage Loan

Finding a lender is probably the most important step in the home buying process. Shopping for a house knowing that you have been pre-approved for a certain amount gives both the buyer and seller a sense of security. Unfortunately, some new homebuyers do not realize that getting pre-approved for a mortgage loan does not guarantee that the bank will pay the seller at closing. Making certain financial choices after being prequalified can drastically decrease your chances of having your loan funded.[...]