What Not to do After Qualifying for a Mortgage Loan

Finding a lender is probably the most important step in the home buying process. Shopping for a house knowing that you have been pre-approved for a certain amount gives both the buyer and seller a sense of security. Unfortunately, some new homebuyers do not realize that getting pre-approved for a mortgage loan does not guarantee […]

Why Bankruptcy Cases are Dismissed

  Filing for bankruptcy is a stressful experience that requires multiple court hearings, meetings with an attorney, and a thorough review of your finances. While these things are unpleasant they are usually viewed as a reasonable inconvenience by those drowning in debt. Unfortunately, in some situations the bankruptcy case is abruptly dismissed before the filer […]

Tips for Managing Last Minute Disputes Between Buyers and Sellers

The process of buying and selling real estate is stressful, especially if the buyer and seller are not getting along. During a high stress transaction, it is not unusual for one or both parties to grow frustrated over a perceived error in a contract, miscommunication regarding repairs, or a dozen other small issues. Often real […]

Why You Should Avoid Debt Settlement Companies

Each year over 790,000 individuals and businesses file for bankruptcy relief. While this number may seem high, it is actually lower than past years. People who file bankruptcy come from all financial backgrounds and many are reluctant to use bankruptcy to solve their financial problems because they fear the social stigma or impact to their […]

Title Problems That May Delay Closing

Prior to scheduling a closing date, the title of the property must be checked to ensure that it is clear with no encumbrances. While most closings go smoothly, it is not uncommon for title problems to crop that delay the real estate transaction. Being aware of these potential issues helps prepare you for all eventualities. […]

Top Four Chapter 13 Bankruptcy Mistakes

Chapter 13 bankruptcy relief offers filers a unique opportunity to receive protection from debt collection actions while allowing them to repay creditors an amount that the filer can afford. The second most commonly filed bankruptcy chapter, this financial reorganization gives an individual up to five years to pay creditors. A good option for those who […]

Tips for Closing with an Investor

Real estate has long been a stable investment for anyone seeking to amass a valuable portfolio.  Though the real estate market has been slowed by past recessions, in many markets an investor with ready cash available has helped sellers who were attempting to sell property during a time when buyers are scarce. While it is […]

Four Ways Bankruptcy can Save Your Financial Future

The idea of bankruptcy being something positive is foreign to most Americans. For decades bankruptcy was viewed as a financial defeat, and the changing bankruptcy laws that were created in response to high filing numbers further cemented the idea that bankruptcy was bad. While bankruptcy is never the ideal solution for a given situation, it […]

Four Things to Check Without Your Clients Present

  Getting ready for closing is a stressful experience for buyers, sellers, and their real estate agents.  Prior to closing taking place, a real estate agent and the client will usually walk through the property one last time. While the average agent will have a checklist of things to be on the look out for, […]